{"id":3554,"date":"2024-10-29T08:22:00","date_gmt":"2024-10-29T08:22:00","guid":{"rendered":"https:\/\/www.lifescienceart.com\/?p=3554"},"modified":"2024-10-29T08:22:00","modified_gmt":"2024-10-29T08:22:00","slug":"climate-change-and-the-insurance-industry","status":"publish","type":"post","link":"https:\/\/www.lifescienceart.com\/ko\/science\/climate-science\/climate-change-and-the-insurance-industry\/","title":{"rendered":"\uae30\ud6c4 \ubcc0\ud654: \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \uac8c\uc784 \uccb4\uc778\uc800"},"content":{"rendered":"

\uae30\ud6c4 \ubcc0\ud654\uc640 \ubcf4\ud5d8 \uc0b0\uc5c5<\/h2>\n\n

\uae30\ud6c4 \ubcc0\ud654: \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uac8c\uc784 \uccb4\uc778\uc800<\/h2>\n\n

\uae30\ud6c4 \ubcc0\ud654\ub85c \uc778\ud55c \uadf9\uc2ec \uae30\uc0c1 \ud604\uc0c1\uc758 \ube48\ub3c4\uc640 \uac15\ub3c4\uac00 \uc99d\uac00\ud558\uba74\uc11c \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc704\ud5d8 \ud3c9\uac00 \ubaa8\ub378\uacfc \uc804\ub7b5\uc744 \uc7ac\uace0\ud574\uc57c \ud560 \uc0c1\ud669\uc5d0 \uc9c1\uba74\ud588\ub2e4.<\/p>\n\n

\ube44\uc815\uc0c1\uc131\uc758 \uacfc\uc81c<\/h2>\n\n

\uae30\uc874\uc5d0 \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc7ac\ud574 \ubc1c\uc0dd \uac00\ub2a5\uc131\uc744 \uacc4\uc0b0\ud558\uae30 \uc704\ud574 \uacfc\uac70 \ub370\uc774\ud130\uc5d0 \uc758\uc874\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uae30\ud6c4 \ubcc0\ud654\ub294 \uacfc\uac70 \ud3c9\uade0\uac12\uc774 \ub354 \uc774\uc0c1 \ubbf8\ub798 \uc704\ud5d8\uc744 \uc608\uce21\ud558\ub294 \ub370 \uc2e0\ub8b0\ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc0c8\ub85c\uc6b4 \ucc28\uc6d0\uc758 \ubd88\ud655\uc2e4\uc131\uc744 \uac00\uc838\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8 \uc0b0\uc5c5 \uc5f0\uad6c \uadf8\ub8f9\uc778 \uc81c\ub124\ubc14 \ud611\ud68c(Geneva Association)\uc758 \ubcf4\uace0\uc11c\ub294 “\ud574\uc591 \uc628\ub09c\ud654\ub85c \uc778\ud55c \ube44\uc815\uc0c1\uc801 \ud658\uacbd\uc5d0\uc11c \uae30\uc874\uc758 \uc811\uadfc \ubc29\uc2dd\uc740 \uc624\ub298\ub0a0\uc758 \uc704\ud5d8 \ud655\ub960\uc744 \ucd94\uc0b0\ud558\ub294 \ub370 \uc810\uc810 \ub354 \uc2e4\ud328\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.”\ub77c\uace0 \uae30\uc220\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc608\uce21\uc801 \uc704\ud5d8 \ud3c9\uac00\uc758 \ud544\uc694\uc131<\/h2>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc774\ub7ec\ud55c \uacfc\uc81c\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \uae30\ud6c4 \ubcc0\ud654 \uc608\uce21\uac12\uc744 \ud1b5\ud569\ud55c \uc608\uce21\uc801 \uc704\ud5d8 \ud3c9\uac00 \uc218\ubc95\uc73c\ub85c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ucef4\ud4e8\ud130 \ubaa8\ub378\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc218\ucc9c \uac00\uc9c0 \uadf9\uc2ec \uae30\uc0c1 \uc2dc\ub098\ub9ac\uc624\ub97c \uc2dc\ubbac\ub808\uc774\uc158\ud558\uace0 \ucd5c\uc545\uc758 \uacb0\uacfc\ub97c \ud30c\uc545\ud558\ub294 \uac83\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc704\ud5d8 \uad00\ub9ac \uc194\ub8e8\uc158(Risk Management Solutions, RMS)\uc758 \uc218\uc11d \uacfc\ud559\uc790 \ub85c\ubc84\ud2b8 \ubba4\uc5b4\uc6b0\ub4dc(Robert Muir-Wood)\ub294 “\uc6b0\ub9ac\ub294 \uadf9\ud55c \uc774\ubca4\ud2b8\uc758 \uc804\uccb4 \ubc94\uc704\ub97c \ud3ec\ucc29\ud558\uae30 \uc704\ud574 \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\ub378\ub9c1\uc744 \uac1c\uc120\ud558\ub824\uace0 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.”\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8 \uc704\ud5d8\uc5d0 \ub300\ud55c \uad6c\uccb4\uc801 \uc601\ud5a5<\/h2>\n\n

\uae30\ud6c4 \ubcc0\ud654\uc758 \ubcf4\ud5d8 \uc704\ud5d8\uc5d0 \ub300\ud55c \uc601\ud5a5\uc740 \uc0ac\uac74 \uc720\ud615\uacfc \uc704\uce58\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n\n

\ud5c8\ub9ac\ucf00\uc778:<\/strong> RMS\uc758 \ubba4\uc5b4\uc6b0\ub4dc \ud300\uc740 \uae30\ud6c4 \ubcc0\ud654\ub85c \uc778\ud574 \ub300\uc11c\uc591 \ud5c8\ub9ac\ucf00\uc778\uc758 \ube48\ub3c4\uac00 \uc99d\uac00\ud588\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ud574\uc548 \ubd80\ub3d9\uc0b0\uc5d0 \ub300\ud55c \ubcf4\ud5d8\ub8cc\uac00 \uc778\uc0c1\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ud64d\uc218:<\/strong> \ubcfc\ub354, \ucf5c\ub85c\ub77c\ub3c4\uc5d0\uc11c \ucd5c\uadfc \ubc1c\uc0dd\ud55c \ud64d\uc218\uc640 \uac19\uc740 \uadf9\uc2ec\ud55c \uac15\uc6b0 \uc0ac\uac74 \ub610\ud55c \uc810\uc810 \ub354 \ube48\ubc88\ud558\uace0 \uc2ec\uac01\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uace0\ub824\ud558\uc5ec \ubaa8\ub378\uc744 \uc870\uc815\ud558\uace0 \uc788\ub294\ub370, \uc774\ub85c \uc778\ud574 \ud2b9\uc815 \uc9c0\uc5ed\uc5d0\uc11c \ud64d\uc218 \ubcf4\ud5d8\ub8cc\uac00 \uc778\uc0c1\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc0b0\ubd88:<\/strong> \uae30\ud6c4 \ubcc0\ud654\ub294 \ub610\ud55c \uc0b0\ubd88\uc758 \ube48\ub3c4\uc640 \uac15\ub3c4\ub97c \uc99d\uac00\uc2dc\ud0a4\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ud654\uc7ac \ubc1c\uc0dd \uc9c0\uc5ed\uc758 \ubd80\ub3d9\uc0b0 \ubcf4\ud5d8 \uac00\uc785 \uac00\ub2a5\uc131\uacfc \uc800\ub834\uc131\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \uc81c\uae30\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uae30\ud6c4 \ubcc0\ud654\uc758 \uc7a0\uc7ac\uc801 \uc774\uc810<\/h2>\n\n

\uae30\ud6c4 \ubcc0\ud654\uac00 \ubcf4\ud5d8 \uc0b0\uc5c5\uc5d0 \uc2ec\uac01\ud55c \uacfc\uc81c\ub97c \uc548\uaca8\uc8fc\uc9c0\ub9cc \uc608\uae30\uce58 \uc54a\uc740 \uba87 \uac00\uc9c0 \uc774\uc810\ub3c4 \uac00\uc838\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc99d\uac70\uc5d0 \ub530\ub974\uba74 \uc601\uad6d\uc758 \ub208 \ub179\uc74c\uc73c\ub85c \uc778\ud55c \ubd04\ucca0 \ud64d\uc218\uac00 \uc55e\uc73c\ub85c \uc904\uc5b4\ub4e4 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\uba70, \uc774\ub294 \ud574\ub2f9 \uc9c0\uc5ed\uc758 \ubcf4\ud5d8 \uccad\uad6c\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \uc801\uc751<\/h2>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uae30\ud6c4 \ubcc0\ud654 \uad00\ub828 \uc704\ud5d8\uc744 \uc644\ud654\ud558\uae30 \uc704\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uc804\ub7b5\uc744 \uc2e4\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

    \n
  • \uc704\ud5d8 \ubaa8\ub378 \uc870\uc815:<\/strong> \uadf9\uc2ec \uae30\uc0c1 \uc0ac\uac74\uc758 \uac00\ub2a5\uc131\uacfc \uc2ec\uac01\ub3c4\ub97c \ub354\uc6b1 \uc815\ud655\ud558\uac8c \uc608\uce21\ud558\uae30 \uc704\ud574 \uc704\ud5d8 \ud3c9\uac00 \ubaa8\ub378\uc5d0 \uae30\ud6c4 \ubcc0\ud654 \uc608\uce21\uac12\uc744 \ud1b5\ud569\ud569\ub2c8\ub2e4.<\/li>\n
  • \uc790\ubcf8 \uc900\ube44\uae08 \uc99d\uac00:<\/strong> \uc7a0\uc7ac\uc801 \uc190\uc2e4\uc744 \ucda9\ub2f9\ud560 \ucda9\ubd84\ud55c \uc790\uae08\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \uc7ac\uc815\uc801 \uc900\ube44\uae08\uc744 \ub298\ub9bd\ub2c8\ub2e4.<\/li>\n
  • \uc704\ud5d8 \uc644\ud654 \uc7a5\ub824:<\/strong> \ud64d\uc218 \ubc29\ubcbd \uc124\uce58 \ub610\ub294 \ub0b4\ud654 \uc18c\uc7ac \uc0ac\uc6a9\uacfc \uac19\uc774 \ubcf4\ud5d8 \uac00\uc785\uc790\uc640 \ud611\ub825\ud558\uc5ec \uae30\ud6c4 \uad00\ub828 \uc704\ud5d8\uc5d0 \ub300\ud55c \ub178\ucd9c\uc744 \uc904\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n

    \uac1c\uc778\uc801 \uc601\ud5a5<\/h2>\n\n

    \uae30\ud6c4 \ubcc0\ud654\uac00 \ubcf4\ud5d8\ub8cc\uc640 \ubcf4\uc7a5 \ubc94\uc704\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc740 \uc8fc\ud0dd \uc18c\uc720\uc790\uc640 \uae30\uc5c5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n\n

    \ubba4\uc5b4\uc6b0\ub4dc\ub294 \ud3ed\ud48d\uc758 \ube48\ub3c4\uac00 \uc99d\uac00\ud558\uace0 \ud574\uc218\uba74\uc774 \uc0c1\uc2b9\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc744 \ub4e4\uc5b4 “\uc800\ub77c\uba74 \uac1c\uc778\uc801\uc73c\ub85c \ub354 \uc774\uc0c1 \ud574\ubcc0\uac00 \ubd80\ub3d9\uc0b0\uc5d0 \ud22c\uc790\ud558\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4.”\ub77c\uace0 \uc870\uc5b8\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

    \uac1c\uc778\uc740 \ubd80\ub3d9\uc0b0 \uc18c\uc720\uad8c\uacfc \ubcf4\ud5d8 \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uacb0\uc815\uc744 \ub0b4\ub9b4 \ub54c \uae30\ud6c4 \ubcc0\ud654\uc640 \uad00\ub828\ub41c \uc7a0\uc7ac\uc801 \uc704\ud5d8\uacfc \ube44\uc6a9\uc744 \uc2e0\uc911\ud558\uac8c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

    \uae30\ud6c4 \ubcc0\ud654\uc640 \ubcf4\ud5d8 \uc0b0\uc5c5 \uae30\ud6c4 \ubcc0\ud654: \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uac8c\uc784 \uccb4\uc778\uc800 \uae30\ud6c4 \ubcc0\ud654\ub85c \uc778\ud55c \uadf9\uc2ec \uae30\uc0c1 \ud604\uc0c1\uc758 \ube48\ub3c4\uc640 \uac15\ub3c4\uac00 \uc99d\uac00\ud558\uba74\uc11c \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc704\ud5d8 \ud3c9\uac00 \ubaa8\ub378\uacfc \uc804\ub7b5\uc744 \uc7ac\uace0\ud574\uc57c \ud560 \uc0c1\ud669\uc5d0 \uc9c1\uba74\ud588\ub2e4. \ube44\uc815\uc0c1\uc131\uc758…<\/p>\n","protected":false},"author":2,"featured_media":24743,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[284],"tags":[6739,6741,3066,34,6740],"class_list":["post-3554","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-climate-science","tag-insurance-industry","tag-predictive-modeling","tag-extreme-weather","tag-climate-change","tag-risk-assessment"],"_links":{"self":[{"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/posts\/3554","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/comments?post=3554"}],"version-history":[{"count":2,"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/posts\/3554\/revisions"}],"predecessor-version":[{"id":24744,"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/posts\/3554\/revisions\/24744"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/media\/24743"}],"wp:attachment":[{"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/media?parent=3554"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/categories?post=3554"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lifescienceart.com\/ko\/wp-json\/wp\/v2\/tags?post=3554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}